Southern Surety Co. v. Hartman
Southern Surety Co. v. Hartman
Opinion of the Court
This was a suit by appellee to recover of appellant upon an accident policy. The caption of the policy is as follows:
“Universal Limited $7.50 Accident and .Sickness Policy, providing indemnity for loss of life, limb, limbs, sight or time, by accidental means or for loss of time by sickness, to the extent herein pi-ovided.”
The policy set out numerous and various diseases and. sicknesses insured against. Clause D was the limiting clause, reading as follows:
“This policy does not cover railroad, news company or government mail service employés while on duty, excepting those whose duties call them solely in the office and away from track, train, yard, roundhouse and repair shop; or persons in mines or handling explosives; or aeronauts.”
Appellee’s occupation is given as flagman at railroad crossings, and he was engaged in that occupation at the time his application for the policy was made. He was injured while in that occupation, by an automobile running against him. The court peremptorily instructed the jury to find in favor of ap-pellee.
Appellant’s first assignment of error is that the court erred in refusing to give the peremptory instruction requested by defendant, that the plaintiff, C. H. Hartman, take nothing by his suit.
The second assignment is that the court erred in overruling defendant’s objections and exceptions to the court’s charge, and in giving the peremptory instruction for plaintiff.
Appellee objects to the consideration of each of these assignments, for'the reason that it is not made to appear by appellant’s brief that it excepted to such action by the court.
It is the contention of appellee that clause D is contradictory of other portions of the policy, and that, inasmuch as appellant knew at the time it insured appellee that he was engaged in employment on a railroad track, this clause cannot be considered.
Reversed and rendered.
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Reference
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- Southern Surety Co. v. Hartman.
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