TEXAS COURT OF APPEALS, THIRD DISTRICT, AT AUSTIN

4444444444444444444 NO. 03-04-00641-CV 4444444444444444444

CitiBank (South Dakota) N.A., Appellant v. Julia A. Hanke, Appellee

FROM THE DISTRICT COURT OF BASTROP COUNTY, 21ST JUDICIAL DISTRICT NO. 24670, HONORABLE JOHN L. PLACKE, JUDGE PRESIDING

CONCURRING OPINION

I concur in the judgment only. See Tex. R. App. P. 47.5.

Jan P. Patterson, Justice Before Chief Justice Law, Justices Patterson and Puryear Filed: April 14, 2006