TEXAS COURT OF APPEALS, THIRD DISTRICT, AT AUSTIN

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NO. 03-04-00641-CV

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CitiBank (South Dakota) N.A., Appellant

v.

Julia A. Hanke, Appellee

FROM THE DISTRICT COURT OF BASTROP COUNTY, 21ST JUDICIAL DISTRICT

NO. 24670, HONORABLE JOHN L. PLACKE, JUDGE PRESIDING

C O N C U R R I N G O P I N I O N

                        I concur in the judgment only. See Tex. R. App. P. 47.5.

                                                                                                                                                                                                                                    Jan P. Patterson, Justice

Before Chief Justice Law, Justices Patterson and Puryear

Filed: April 14, 2006