August 15, 2013

JUDGMENT The Fourteenth Court of Appeals MATTHEW R. PHILLIPS, Appellant NO. 14-12-00487-CV V. DISCOVER BANK, Appellee ________________________________ This cause, an appeal from the judgment in favor of appellee, Discover Bank, signed February 21, 2012, was heard on the transcript of the record. We have inspected the record and find no error in the judgment. We order the judgment of the court below AFFIRMED.

We order appellant, Matthew R. Phillips, to pay all costs incurred in this appeal.

We further order this decision certified below for observance.