In the Court of Appeals Second Appellate District of Texas at Fort Worth No. 02-21-00087-CV HSBC BANK USA, NATIONAL § On Appeal from the 415th District ASSOCIATION AS TRUSTEE FOR Court OPTION ONE MORTGAGE LOAN TRUST 2007-HL 1 ASSET BACKED CERTIFICATES, SERIES 2007-HL1, § of Parker County (CV20-1584) Appellant V. § March 24, 2022 KINGMAN HOLDINGS LLC AS TRUSTEE FOR THE SADDLE RIDGE § Memorandum Opinion by Justice TRAIL 705 4602 LAND TRUST, Appellee Birdwell JUDGMENT This court has considered the record on appeal in this case and holds that there was error in the trial court’s default judgment. It is ordered that the default judgment of the trial court is reversed, and the case is remanded to the trial court for further proceedings consistent with this opinion.

It is further ordered that Appellee Kingman Holdings LLC as Trustee for The Saddle Ridge Trail 705 4602 Land Trust shall pay all costs of this appeal, for which let execution issue.

SECOND DISTRICT COURT OF APPEALS

By /s/ Wade Birdwell Justice Wade Birdwell