March 2, 2005

Mr. Rick K. Disney Cotten Schmidt, LLP 420 Throckmorton Street, Suite 500 Ft. Worth, TX 76102 Mr. John A. Seib Jr. Seib & Brady 350 Founders Square, 900 Jackson Sq Dallas, TX 75202

RE: Case Number: 05-0076 Court of Appeals Number: Trial Court Number:

Style: IN RE VANDERBILT MORTGAGE AND FINANCE, INC.

Dear Counsel:

Today the Multidistrict Litigation Panel delivered the enclosed opinion in the above-referenced case.

Sincerely, [pic]

Andrew Weber, Clerk

by Claudia Jenks, Chief Deputy Clerk

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