March 2, 2005

Mr. Rick K. Disney Cotten Schmidt, LLP Throckmorton Street, Suite 500 Ft. Worth, TX 76102 Mr. John A. Seib Jr. Seib & Brady Founders Square, 900 Jackson Sq Dallas, TX 75202 RE: Case Number: 05-0076 Court of Appeals Number: Trial Court Number: Style: IN RE VANDERBILT MORTGAGE AND FINANCE, INC. Dear Counsel: Today the Multidistrict Litigation Panel delivered the enclosed opinion in the above-referenced case.

Sincerely, [pic]

Andrew Weber, Clerk

by Claudia Jenks, Chief Deputy Clerk |cc:|Multidistrict Litigation Panel | | |(via email) |