delivered the opinion of the Court,

Samsung,1 a wireless telephone manufacturer, was sued in five putative class action lawsuits (Pinney, Farina, Gilliam, Gimpelson, and Dahlgren)2 alleging that radio frequency radiation emitted by Samsung phones caused biological injury. Samsung tendered the defense of these cases to Federal, from which Samsung had purchased several commercial general liability insurance policies and excess liability policies over an eleven-year period. The relevant policies covered “damages the insured becomes legally obligated to pay ... because of bodily injury,” defined as “bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time.”3 Reserving its right to contest coverage, Federal agreed to defend all of the cases except Dahlgren. Federal then sought a declaration that it had no duty to defend Samsung and moved for summary judgment on that basis. The trial court granted Federal’s motion, holding that Federal had no duty to defend Samsung in the five cases. The court of appeals reversed in part, holding that Federal owed a duty to defend Pinney, Farina, Gilliam, and Gimpelson. 202 S.W.3d 372, 384. The court of appeals agreed that Federal had no duty to defend Dahlgren, and it affirmed that part of the trial court’s judgment. Id.

Federal petitioned this Court for review, asserting that it had no duty to defend Pinney, Farina, Gilliam, and Gimpelson, as the complaints did not state claims for bodily injury or seek damages because of bodily injury.4 We granted the petition.5 51 Tex. Sup.Ct. J. 126 (Nov. 30, 2007).

Today, in Zurich American Insurance Co. v. Nokia, No. 06-1030, 268 S.W.3d 487, 2008 WL 3991183 (Tex. Aug. 29, 2008), we hold that the insurers have a duty to defend the very cases at issue here. Zurich is dispositive. For the reasons stated therein, we conclude that Federal has a duty to defend Samsung in Pinney, Farina, Gilliam, and Gimpelson, and we affirm the court of appeals’ judgment.

joined by Justice BRISTER, dissenting.

For the reasons expressed today in my dissenting opinion in Zurich American Ins. Co. v. Nokia, Inc., 268 S.W.3d 487, 2008 WL 3991183 (Tex. 2008) (Hecht, J., dissenting), I respectfully dissent from the Court’s opinion in this case.