The appellant, First National Bank of Atlanta, appeals from an order of the district court, affirming an order of the bankruptcy court granting summary judgment in favor of the appellee, Roger W. Moister, Chapter 7 Trustee for Larry James Howard. The sole issue in the case was decided by a panel of this court in In re Busenlehner, 918 F.2d 928 (11th Cir. 1990) (per curiam). Since that decision is binding on this court, we hereby REVERSE the order of the district court and REMAND this case for further proceedings consistent with Busenlekner.