United States Court of Appeals For the First Circuit No. 02-2705 BOBBI-LYN REED Plaintiff, Appellant, v. MBNA MARKETING SYSTEMS, INC., MBNA AMERICA BANK, N.A., and MBNA AMERICA CORPORATION, Defendants, Appellees.

ERRATA SHEET The opinion of this Court, issued on June 19, 2003, should be amended as follows.

On page 12, line 1 of full paragraph, replace "the" with "that".