United States Court of Appeals For the First Circuit

No. 11-2179 MARY JANE MCGAIR; JOSEPH MCGAIR, Plaintiffs, Appellants, v. AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA, Defendant, Appellee,

ERRATA The opinion of this Court issued on September 4, 2012, is amended as follows: On page 12, footnote 4, add the word "zones," followed by a period, at the end of the sentence, after the quotation marks (i.e., . . . moderate-risk" zones.)