[DO NOT PUBLISH] IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT FILED ________________________ U.S. COURT OF APPEALS ELEVENTH CIRCUIT No. 05-12156 November 29, 2005 Non-Argument Calendar THOMAS K. KAHN ________________________ CLERK D. C. Docket No. 04-00109-CV-3-RV-MD WENDY L. HALLFORD, Plaintiff-Appellant, versus METROPOLITAN LIFE INSURANCE COMPANY, Defendant-Appellee.

________________________ Appeal from the United States District Court for the Northern District of Florida _________________________ (November 29, 2005) Before ANDERSON, DUBINA and BLACK, Circuit Judges.

PER CURIAM: Wendy L. Hallford appeals the district court’s grant of summary judgment to Metropolitan Life Insurance Company in her Employee Retirement Income Security Act of 1974 action. 29 U.S.C. § 1132. The district court concluded the denial of long-term disability benefits to Hallford was not arbitrary and capricious.

After reviewing the record, as well as the parties’ briefs, we agree and affirm for the reasons stated in the district court’s well-reasoned order of March 11, 2005.

AFFIRMED.