[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS FILED FOR THE ELEVENTH CIRCUIT U.S. COURT OF APPEALS ________________________ ELEVENTH CIRCUIT SEPTEMBER 20, 2005 No. 05-10054 THOMAS K. KAHN ________________________ CLERK

D. C. Docket No. 03-00166-CV-CAR-5

AUTO-OWNERS INSURANCE COMPANY,

Plaintiff-Appellant,

versus

MAMIE LUKE, SIMON EUGENE SMITH,

Defendants-Appellees.

________________________

Appeal from the United States District Court for the Middle District of Georgia _________________________

(September 20, 2005)

Before BIRCH, HULL and BOWMAN *, Circuit Judges.

PER CURIAM:

* Honorable Pasco Bowman, II, United States Circuit Judge for the Eighth Circuit, sitting by designation. Having thoroughly reviewed the record, the briefs of the parties and having

heard oral argument, we find no reversible error in this case. Accordingly, we

AFFIRM the judgment of the district court.

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