Robert Heffner appeals the summary judgment in favor of Blue Cross and Blue Shield and against Heffner’s complaint under the Employee Retirement Income Security Act. In an earlier interlocutory appeal, we vacated an order that had certified a class action, and we remanded for further proceedings. Heffner v. Blue Cross & Blue Shield of Ala., Inc., 443 F.3d 1330, 1346 (11th Cir. 2006). The dis *976 trict court concluded on remand that Heffner did not rely on the no deductible language in the summary plan description, and Heffner does not contest that ruling on appeal. After careful review of the briefs and the record, and after hearing oral argument, we AFFIRM for the reasons expressed in the well-reasoned opinion of the district court.