Case: 14-12406 Date Filed: 08/25/2014 Page: 1 of 2

[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT ________________________ No. 14-12406 Non-Argument Calendar ________________________ D.C. Docket No. 2:14-cv-00099-RWS

In Re: BARTEL JAMES VANDER IEST, JR., Debtor. ____________________________________________________ BANK OF AMERICA, N.A., Plaintiff - Appellant, versus BARTEL JAMES VANDER IEST, JR., Defendant - Appellee.

________________________ Appeal from the United States District Court for the Northern District of Georgia ________________________ (August 25, 2014) Case: 14-12406 Date Filed: 08/25/2014 Page: 2 of 2

Before WILSON, ROSENBAUM, and COX, Circuit Judges.

PER CURIAM: The sole issue on this appeal is whether Section 506(d) of the Bankruptcy Code allows a Chapter 7 debtor to “strip off” a valid junior mortgage lien when the debt secured by the senior lien exceeds the value of the collateral. Appellant, Bank of America, N.A., concedes that our precedent in Folendore v. Small Business Administration, 862 F.2d 1537 (11th Cir. 1989), and McNeal v. GMAC Mortgage, LLC, 735 F.3d 1263 (11th Cir. 2012), clearly hold that such a lien may be “stripped off.” (Appellant’s Initial Br. at 4). Consequently, we affirm the judgment of the district court.

AFFIRMED.