This is the second lawsuit Ken Joseph has filed in an attempt to stave off a nonjudicial foreclosure. The first case was brought pro se against Nationstar Mortgage, LLC, U.S. Bank National Association and McCurdy Candler. Joseph v. Nationstar Mortgage, LLC, et al., No. 1:13-cv-4122 (N.D.Ga.) (“Jo seph I”). Adopting the Magistrate Judge’s recommendation, the District Court dismissed the Real Estate Settlement Procedures Act and Fair Debt Collection Practices Act (FDCPA) claims against Nationwide without prejudice 1 and allowed the Truth in Lending Act claim against U.S. Bank and the FDCPA claim against McCurdy Candler to proceed. Order, February 25, 2014. 2

On March 2, 2015, Joseph, proceeding pro se, brought the present action against Nationstar, McCalla Raymer, LLC, and Albertelli Law, asserting claims under the FDCPA and the Fair Credit Reporting Act. The District Court granted Joseph’s application to proceed in forma pauperis and pursuant to 28 U.S.C. § 1915(e) dismissed the claims with prejudice on the ground of res judicata. Joseph appeals, arguing that McCalla Raymer and Alber-telli Law were not parties in Joseph I, and thus his claims against them are not barred by res judicata. And the claims against Nationstar were dismissed without prejudice, meaning that he could bring suit on them again. We agree.

For res judicata to apply, there must have been: (1) a final judgment on the merits; (2) rendered by a court of competent jurisdiction; (3) between the identical parties, or their privities; and (4) the causes of action involved in both cases were the same. Griswold v. Cnty. of *981 Hillsborough, 598 F.3d 1289, 1292 (11th Cir. 2010). McCalla Raymer and Albertelli Law were neither parties nor privy to parties in Joseph I. The claims against Nationwide could not be barred by res judicata, because they were dismissed without prejudice.

The judgment of the District Court is vacated and the case is remanded for further proceedings.

VACATED and REMANDED. 3