This is a declaratory judgment action brought by American Alternative Insurance Company (“AAIC”). AAIC issued an umbrella policy of insurance to Thierry Genoyer as the named insured and seeks a declaration that it has no duty to defend or indemnify Connor Logan, Thierry Genoyer and Luke Genoyer (“Defendants”) in connection with a personal injury action Logan brought against the Genoyers in a Florida state court. 1 The Defendants concede that the “cross-liability exclusion” of the AAIC bars coverage for Logan’s claims against the Genoyers, but argue that they are entitled to coverage under the policy based on promissory estoppel. The District Court rejected Defendants’ promissory estoppel argument and granted AAIC summary judgment in an order entered on August 20, 2015. Defendants appeal the judgment. We affirm, concluding for the reasons stated in the District Court’s order that Defendants failed to establish a case of promissory estoppel as a matter of law.

AFFIRMED.