SUMMARY ORDER

UPON DUE CONSIDERATION, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that the judgment of *90January 10, 2001 be, and it hereby is, AFFIRMED substantially for the reasons stated in Judge Koeltl’s thorough opinion of January 10, 2001. See generally Cotto v. Lord, No. 99 Civ. 4874(JGK), 2001 WL 21246 (S.D.N.Y. Jan. 9, 2001).

For the foregoing reasons, the judgment of the District Court is hereby AFFIRMED.