While serving probation pursuant to a previous conviction in April 2003, Tsekhanovich participated in a separate but similar health care fraud for which he was convicted in the Eastern District of New York (Carol Bagley Amon, Judge l. 1 Tsekhanovich appeals from the judgment related to the second fraud. This case requires us to determine whether the District Court, in trying Tsekhanovich for that fraud, erred in admitting the testimony of a cooperating witness named Alex Kletsel-man who alleged that he had conspired to commit both charged and uncharged acts of health care fraud. 2

At trial, Kletselman testified that he worked at an automotive repair garage in Brooklyn owned by his brother, Igor. He testified that he first met Tsekhanovich in 2001, at which time he learned Tsekhano-vich operated a medical clinic in Brooklyn. In addition, Kletselman learned that Tsek-hanovich used this entity to complete and submit false or inflated insurance claims on behalf of actual or staged automobile accident victims, including Kletselman himself. Once the Federal Bureau of Investigation (“FBI”) discovered the Kletsel-mans’ roles in these fraud conspiracies, the Kletselmans began cooperating with the FBI to gather evidence on their co-conspirators. Specifically, Kletselman and the FBI recorded conversations between Kletselman and Tsekhanovich in which they discussed their respective businesses and the possibility of referring customers to each other in the near future.

On appeal, Tsekhanovich challenges the admission of three portions of the Kletsel-man testimony. Tsekhanovich argues that the challenged testimony included lay opinion within the meaning of Federal Rule of Evidence 701 and that the District Court erred in admitting this testimony because there was an inadequate foundation that the testimony was “rationally based on the perception of the witness,” as required by Rule 701(a).

The first colloquy involved a conversation Kletselman had with Tsekhanovich on October 16, 2003. While serving probation for his first fraud conviction, Tsekhanovich brought his car to Alex Kletselman for repairs. According to Kletselman, Tsek-hanovich told him that “his business was very slow,” but Tsekhanovich expected to begin “sending [Kletselman] cars for repairs.” The government asked Kletselman about his understanding of why Tsekhano-vich would send him cars for repair, and Kletselman responded, “Because Victor knew that the repairs will be done well and also that the estimate will be good.”

The second colloquy to which Tsekhano-vich objects involves an October 25, 2003 *129 conversation in which Tsekhanovieh told Kletselman that “his business was slow because he did not have any runners.” When asked about his understanding of the term “runners,” Kletselman testified that he understood the term to mean individuals who “constantly refer ... [p]eople who were in accidents.”

The third colloquy involved a March 2004 conversation Kletselman had with an individual named Yury Zhukov, one of the co-conspirators in the fraud at issue in this case. In this conversation, Zhukov told Kletselman that Tsekhanovieh had sent him to Kletselman and that “he”— presumably meaning Zhukov — wanted a “good estimate” for the car repairs. The government asked Kletselman what he understood to be the meaning of the phrase “good estimate” in this conversation, and Kletselman testified that he understood the phrase to mean an estimate that was “as high as possible.”

It does not appear from the record that Tsekhanovieh properly objected to the admission of any of the testimony now challenged on appeal. Although we normally review such an unpreserved objection for plain error, see, e.g., United States v. Feliciano, 223 F.3d 102, 114-15 (2d Cir. 2000), cert. denied, 532 U.S. 943 (2001), here there is no error — let alone plain error — in the District Court’s decision to admit such testimony. “We review a district court’s decision to admit evidence, including lay opinion testimony, for abuse of discretion.” United States v. Kaplan, 490 F.3d 110, 117 (2d Cir. 2007). “A district court ‘abuses’ or ‘exceeds’ the discretion accorded to it when (1) its decision rests on an error of law (such as application of the wrong legal principle) or a clearly erroneous factual finding, or (2) its decision — though not necessarily the product of a legal error or a clearly erroneous factual finding — cannot be located within the range of permissible decisions.” Zervos v. Verizon N.Y., Inc., 252 F.3d 163, 169 (2d Cir. 2001) (footnotes omitted).

We have interpreted Federal Rule of Evidence 701(a) to require that “lay opinion testimony be both (a) based on the witness’s first-hand perceptions and (b) rationally derived from those first-hand observations.” Kaplan, 490 F.3d at 119 (emphasis in original). In Kaplan, we concluded that these requirements were not met because the challenged lay opinion testimony about the defendant’s state of mind was based on a single conversation with the defendant and no other first-hand experiences. Id. In convicting the defendant of an insurance fraud similar to the one at issue here, the jury heard testimony about the first time the witness had “really talked” with the defendant. Id. at 117. In this conversation, the defendant told the witness that he had experience with “these kinds of [medical] cases.” Id. When asked what he understood that phrase to mean, the witness responded as follows:

That he understood that these were car accident cases where people exaggerated their injuries, where it was crucial to have a narrative report that exaggerated the injuries, that these reports were bought for the best of prices to get the best of reports and that you could settle these cases for very good money in a short period of time.

Id. On redirect, the witness added that, after hearing the defendant state that he had experience with “these kinds of cases,” the witness believed that the defendant “knew exactly what he was getting into.” Id.

The colloquies challenged here are distinguishable from those at issue in Kaplan on the basis of both the foundation for the testimony and the purposes for which the testimony was offered. In contrast to the single conversation that formed the basis of the extensive lay opinion testimony chai- *130 lenged in Kaplan, Kletselman testified that he had known Tsekhanovich for at least a few years before the conversations in question. Specifically, Kletselman testified that a “runner” — defined, by Kletsel-man, as a “person who organizes ... staged accidents” — introduced him to Tsekhanovich in 2001. That year, Kletsel-man suffered injuries in his leg from an actual accident — i.e., one that had not been staged' — and underwent many unnecessary procedures at Tsekhanovich’s clinic in exchange for $1,000 cash.

Furthermore, the record does not indicate that Kletselman speculated about the general knowledge or intent of Tsekhano-vich. Instead, Kletselman testified only about discrete matters, such as his understanding of why Tsekhanovich would send him cars. The second colloquy challenged by Tsekhanovich does not even pertain to Tsekhanovich’s state of mind; rather, the government asked Kletselman about his own understanding of the term “runners.” 3 Indeed, Kletselman testified that he and Tsekhanovich were introduced to each other by a “runner that we both knew.”

In sum, the District Court did not exceed its allowable discretion by admitting the challenged testimony here because the government demonstrated that Kletsel-man’s lay opinion testimony was sufficiently based on and rationally derived from Kletselman’s first-hand perceptions.

For the foregoing reasons, we Affirm the judgment of the District Court.