Abbott v. Aurora Loan Services, LLC
Opinion of the Court
SUMMARY ORDER
Appellant Suzan Abbott, proceeding pro se, appeals from the district court’s judgment affirming bankruptcy court orders issued in Abbott’s Chapter 7 proceedings, specifically: (1) the September 23, 2009 order granting Aurora Loan Services, LLC (“Aurora”) relief from the automatic stay imposed under 11 U.S.C. § 362(a); (2) the September 28, 2009 order denying Abbott’s motions to extend the automatic stay and for permission to sell her home; and (3) the May 4, 2010 order denying Abbott’s motions to compel Aurora to produce the original promissory note and for a stay pending Abbott’s appeal of the order granting Aurora’s motion for relief from the automatic stay. “In an appeal from a district court’s review of a bankruptcy court decision, we review the bankruptcy court decision independently, accepting its factual findings unless clearly erroneous but reviewing its conclusions of law de novo.” In re Enron Corp., 419 F.3d 115, 124 (2d Cir. 2005) (internal quotation marks omitted). We assume the parties’ familiarity with the facts and record of prior proceedings, referencing them only as necessary to explain our decision.
On appeal, Abbott challenges the identified orders only on the ground that the bankruptcy court erred in recognizing Aurora’s standing to participate in the bankruptcy proceeding as a creditor because it held a promissory note executed by Abbott and secured by a mortgage on her home. That issue, however, is now moot.
The automatic stay terminated no later than October 30, 2009, the date on which Abbott received a discharge in bankruptcy. See 11 U.S.C. § 362(c)(2)(C). Thus, even if the bankruptcy court had not granted Aurora relief from the stay, the stay would not have prevented the foreclosure sale of Abbott’s home on December 11, 2009, five weeks after discharge. Further, the foreclosure sale terminated Abbott’s interest in her home, defeating the purpose of Abbott’s appeal from the bankruptcy court’s
Accordingly, the appeal is DISMISSED as moot.
Reference
- Full Case Name
- In re: Suzan ABBOTT, Debtor. Suzan Abbott, Debtor-Appellant v. Aurora Loan Services, LLC, Creditor-Appellee
- Cited By
- 7 cases
- Status
- Published