Myler v. Standard Life & Accident Ins.
Myler v. Standard Life & Accident Ins.
Opinion of the Court
The action in this case was begun by Anna May Myler to recover from the Standard Life & Accident Insurance Company the sum of $5,000 upon a policy issued by said company to J. T. Myler, insuring him for the term of 12 calendar* mouths from March 18, 1895, against loss of time, not exceeding 52 consecutive weeks, resulting from bodily injuries caused solely, during the term of insurance, by external, violent, and accidental means; or, if death result from such injuries alone within 90 days, it was, agreed that they would pay to Anna May Myler, the plaintiff herein, the sum of $5,000. On January 13,189C, while the policy was still in force, the insured, J. T. Myler, met with an accident in the station of the Pittsburgh, Ft. “Wayne & Chicago Railroad at Federal street, from the effect of which he died the next day.
The policy of insurance contained this condition:
“This Insurance does not cover * * * deatb * * * resulting wholly or partly, directly or indirectly, from any of the following causes, conditions, or acts or happenings, where the assured is affected by or is under the influence of any such cause, condition, or act, viz.: * * * Getting on or off a moving conveyance using steam as a, motor, ® * * or walking or being on the roadbed * * * of any railway; * * * violation of law; * * * unnecessary exposure to danger.”
Upon the trial of the cause the plaintiff offered testimony tending, to show that it was the intention of the deceased, on the day in question, to go to a small town, called “Glenfield,” on the Ft. Wayne road, by the train known as the “Alliance Accommodation,” which left the Federal street station in Pittsburg at' 4:23 p. m., and that after this train had pulled out of the station, going westward, and when the engine and several cars of a freight train going eastward had passed the point, the body of Myler was seen lying between the
In his charge to the jury, the learned judge said that the question at issue was one of fact, and that fact' was what was the cause of Mr. Myler’s injury; and aftér calling attention to the failure on the part of the plaintiff to offer any testimony on that point, and reviewing the testimony of the witnesses offered on the part of the defendant who claimed to be eyewitnesses of the occurrence, and asserting that to him they seemed to be disinterested, and their testimony not to be disregarded, the learned judge added, “Their credibility is, of course, for the jury.” Subsequently the court delivered a supplemental charge, in which it again called the attention of the jury to the facts, and, referring specifically to the testimony of Snyder, said that, in the judgment of the court, there was no inconsistency between it and that of the witnesses for the defendant, but reiterated the assertion that the facts were for the jury, as well as the credibility of the witnesses. The jury failed to agree upon a verdict, and on the third day the court recalled them, and said:
“Upon reflection, I have concluded to relieve you from the further consideration of this case, and from responsibility for the result, by giving you a binding direction. I therefore withdraw my previous instructions, in so far*863 as they are inconsistent with what I am about to observe, and now say to yon that there is no conflict of evidence with respect to the cause of the accident to the insured which resulted in his death, and said cause was not a risk insured against by the policy in suit. Hence I instruct you that, under the pleadings and evidence, the verdict should be for the defendant.”
To this instruction the plaintiff’s counsel excepted.
The question before this court is, was there error? It will be observed that in the original charge of the court the jury was instructed that there was a question of fact at issue, which it was for them to determine from the evidence; that the duty of the jury was to consider the evidence as given by the several witnesses, and that the weight to be attached to the testimony was for them alone; and that while the court saw no reason to reject the testimony of Carr, Doran, and Van Divender, who claimed to be eyewitnesses, yet the views of the court on that subject should not be controlling on the minds of the jurors. We are of the opinion that the learned judge in his original and first supplemental charge to the jury correctly stated the law applicable to the case at bar, and that, in so far as he modified those instructions by directing a verdict for the defendant, he fell into error. In the case of Navigation Co. v. Evans, 176 Pa. St. 28, 34 Atl. 999, the question raised in this appeal was considered; and the court quoted with approval the case of Reel v. Elder, 62 Pa. St. 316, where Sharswood, J., delivering the opinion of the court, said:
“However clear and indisputable may be the proofs, where it depends upon oral testimony, it is nevertheless the province of the jury to decide, under instructions of. the court as to the law applicable to the facts, and subject to the salutary power of the court to award a new trial if it should deem the verdict contrary to the weight of the evidence.”
And in Grambs v. Lynch, 20 Wkly. Notes Cas. 378, where the supreme court of Pennsylvania held that the question of the credibility of witnesses could not be taken away from the jury, and that “where a case depends upon oral testimony, though uncontradicted, such testimony must be submitted to the jury.”
A careful review of the testimony satisfies us that there was a question of fact to be submitted to the jury, relating to the cause of the injury. The reasonable influence deducible from the facts presented by the plaintiff, and supported by competent proof, is that the deceased left his office to take the Alliance accommodation at Federal street for a point west. The testimony of Max Snyder tends to show that he met the deceased on the way to the station, and accompanied him to within a block of the same; that he sought to have a conversation with deceased, when he said, “I have not got much time. I want to catch this train;” that he (Snyder) pulled out his watch, and said, “You have only half a minute, if you want to make it;” that he separated from the deceased, and in two or three minutes afterwards he heard of his accident. Without going further into the details of Snyder’s testimony, it is apparent that, if believed, it establishes the fact that it was impossible for the deceased to have been at Marion avenue, and boarded the freight train there, and, when taken in connection with certain indisputable facts in the case, almost, if not quite, establishes that the deceased was not on
We are of the opinion that the court erred in giving binding instructions to the jury to find a verdict for the defendant. The record should be remitted, with instructions to the circuit court to award a new trial.
Reference
- Full Case Name
- MYLER v. STANDARD LIFE & ACCIDENT INS. CO.
- Cited By
- 1 case
- Status
- Published