Stuyvesant Ins. v. General Woodcraft Co.
Stuyvesant Ins. v. General Woodcraft Co.
Opinion of the Court
In the court below tbe General Woodcraft Company, a corporate citizen of New Jersey, brought suit and recovered a verdict and judgment against the Stuyvesant Insurance Company, a corporate citizen of the state of New York, for damage by fire to its factory, upon which the latter had issued its policy of insurance. Thereupon the insurance company sued out this writ of error.
No question is made of the general right of the plaintiff to recover, but the question is as to amount; the insurance company admitting its liability for $3,372.72, to which amount it contends the plaintiff was limited as the sum fixed by its proof of loss of May 21, 1925. The insured contended it was entitled to $4,545.46, being the amount of its loss as stated in its supplemental proofs of loss, dated August 14, 1925. The difference arose by reason of the fact that, about the time the first proofs were made, the walls of the factory, which had been injured by the fire, fell, and the alleged additional loss so sustained was the sum of $1,172.74.
At the conclusion of the testimony the defendant prayed for a nonsuit, which the court refused. Thereupon the court submitted the case to the jury, in a charge to which the defendant took no exception, and which stated the two differing amounts agreed to by-
It will thus be seen that, on the only question of fact submitted, the verdict was for the plaintiff, and the judgment thereon must he sustained, unless the court committed error during the trial. Such error is alleged to be shown in the court’s refusal to grant defendant’s motion for a directed verdict, which was based on the grounds urged in support of a motion for a nonsuit at the close of plaintiff’s case, namely:
“If the court please, I move for a non-suit' on the ground that it appears by the plaintiff’s own witnesses that the wall, at the time that the goods were removed and the roof taken off, was in a very shaky condition. There is nothing shown to show any change since the date of the fire on March 14th, and nothing to show any change since the adjusters of the two parties had agreed upon and settled the amount of the loss. * * * May I urge the other ground, your honor, that the additional loss, if any there be, is shown by the evidence of the plaintiff’s own witnesses to he the result of their acts in removing the roof beams, and in removing the contents of the second floor without properly protecting the walls from caving in?
“The Court: I think that is a question of fact. It may he that they did not protect the property properly. The jury will have to say as to that.”
We find no error in the court’s ruling. The motion for, a directed verdict was properly refused, first, because it ignored the fact that the defendants conceded liability for the smaller sum; and, secondly, because the court submitted to the jury the issue of fact referred to in the above exeerpts, and its verdict shows such facts were unfounded. '
We have not overlooked that it is now contended that the condition of the wall was taken into account by the appraisers in fixing the smaller amount of damages, and that the insured was therefore limited to such amount; but we do not find any place in the record where this issue of fact, which was contradicted by testimony on the part of the plaintiff, or indeed any other of the contentions now made, were made the subject of rulings and exceptions which we are now called on to review.
Finding no error in such rulings of the court as were excepted to and assigned, the judgment is affirmed.
Reference
- Full Case Name
- STUYVESANT INS. CO. v. GENERAL WOODCRAFT CO.
- Status
- Published