Lansing v. Metropolitan Life Insurance

U.S. Court of Appeals for the Third Circuit
Lansing v. Metropolitan Life Insurance, 147 F. App'x 266 (3d Cir. 2005)

Lansing v. Metropolitan Life Insurance

Opinion

*267 OPINION

PER CURIAM

Alan Lansing appeals the District Court’s order granting Metropolitan Life Insurance Co. (MetLife)’s motion for summary judgment. The procedural history of this case and the details of Lansing’s claims are well-known to the parties, set forth in the District Court’s thorough opinion, and need not be discussed at length. Lansing filed a complaint in the District Court for the District of New Jersey alleging that he was disabled and that MetLife breached a contract with him. The case was transferred to the District Court for the Western District of Pennsylvania, which had handled Multi-District Litigation (MDL) involving allegations of deceptive sales practices by MetLife. MetLife filed a motion for summary judgment arguing that Lansing’s claim was barred by the settlement agreement in the MDL. The District Court granted the motion, and Lansing filed a timely notice of appeal. We have jurisdiction under 28 U.S.C. § 1291.

Lansing does not argue on appeal that his policy does not fall within the MDL settlement; he only argues that the District Court failed to separate his claim under the Americans with Disabilities Act (ADA) from the settled class action. However, Lansing’s own descriptions of his claim under the ADA demonstrate that these allegations fall within the settlement. Lansing stated that “[m]y claim is that MetLife violated ADA because I discovered a mental condition that affects my reasoning with MetLife, simple. That I was not in the proper position to negotiate my contract.” Supp.App. at 78a. In his opposition to Metropolitan Life Insurance Co. (MetLife)’s motion for summary judgment, Lansing argued that he “contracted with Met-Life to make myself economically self-sufficient not only in my older years, but also, if and when I became disabled. Met-Life agreed to this doctrine when it took it upon itself to add a disability income rider to my already three-year old retirement instrument. Met-Life has failed to make me economically self-sufficient and this is discriminating against a person with a disability, thus violating ADA.” Supp.App. at 181a. Thus, his claim concerns his contract with MetLife and is barred by the settlement. The Settlement Order is unequivocal. It provides that “any and all claims or causes of action— known or unknown — that were or could have been asserted in this action with respect to Policies [or] Annuities ...” are compromised and released. “In addition, the Settlement Order and the accompanying Final Judgment contain a comprehensive permanent injunction barring all MDL settlement class members from, among other things, continuing any claim or lawsuit relating to the claims asserted in the MDL action and/or the Released Transactions as to any policy covered by the class action settlement.”

For the above reasons, as well as those set forth by the District Court, we will affirm the District Court judgment.

Reference

Full Case Name
Alan E. LANSING, Appellant v. METROPOLITAN LIFE INSURANCE COMPANY
Status
Unpublished