UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 96-1432

ROBERT L. BEEGLE, JR., Plaintiff - Appellant, versus NATIONSBANK OF NORTH CAROLINA, N.A.; BLUE RIDGE BANK, Defendants - Appellees, and FEDERAL TRADE COMMISSION, Defendant.

Appeal from the United States District Court for the Western Dis- trict of North Carolina, at Statesville. Richard L. Voorhees, Chief District Judge. (CA-95-44-5-V) Submitted: October 3, 1996 Decided: October 9, 1996

Before ERVIN, LUTTIG, and MICHAEL, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Robert L. Beegle, Jr., Appellant Pro Se. Felicia A. Washington, KENNEDY, COVINGTON, LOBDELL & HICKMAN, Charlotte, North Carolina; Edward Jennings, LAW OFFICES OF EDWARD JENNINGS, Taylorsville, North Carolina, for Appellees.

Unpublished opinions are not binding precedent in this circuit.

See Local Rule 36(c).

PER CURIAM: Robert L. Beegle, Jr., appeals from the district court's order denying relief on his complaint. We have reviewed the record and the district court's opinion accepting the magistrate judge's rec- ommendation and find no reversible error. Accordingly, we affirm on the reasoning of the district court. Beegle v. NationsBank of North Carolina, No. CA-95-44-5-V (W.D.N.C. Mar. 25, 1996). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED