Ruth Klejnot appeals the district court’s order granting summary judgment to Appellees in her civil action for insurance benefits. We have reviewed the record and the district court’s opinion and find no reversible error. Accordingly, we affirm on the reasoning of the district court. See Klejnot v. Does 1-5, No. CA-00-3732-MJG (D.Md. filed Dec. 17, 2001; entered Dec. 18, 2001). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.