UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 03-1794

ALLSTATE INSURANCE COMPANY,

Plaintiff - Appellee,

versus

NANCY MARIE HELDRETH,

Defendant - Appellant.

Appeal from the United States District Court for the Northern District of West Virginia, at Clarksburg. Irene M. Keeley, Chief District Judge. (CA-99-162-1)

Submitted: September 11, 2003 Decided: September 17, 2003

Before WIDENER, LUTTIG, and TRAXLER, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Nancy Marie Heldreth, Appellant Pro Se. Ellen R. Archibald, KESNER, KESNER & BRAMBLE, Charleston, West Virginia, for Appellee.

Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c). PER CURIAM:

Nancy Marie Heldreth appeals the district court’s order

granting summary judgment to Allstate Insurance Company in this

civil action. Allstate was awarded judgment against Heldreth for

recovery of insurance proceeds paid to Heldreth’s mortgage holder.

We have reviewed the record and find no reversible error.

Accordingly, we affirm for the reasons stated by the district

court. See Allstate Ins. Co. v. Heldreth, No. CA-99-162-1 (N.D.W.

Va. May 22, 2003). We dispense with oral argument because the

facts and legal contentions are adequately presented in the

materials before the court and argument would not aid the

decisional process.

AFFIRMED

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