Ellett Brothers, Inc., appeals the district court’s orders granting United States Fidelity and Guaranty Company, Fidelity and Guaranty Insurance Underwriters, Inc., and St. Paul Mercury Insurance Company’s motion for summary judgment in its action seeking a declaratory judgment. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. See U.S. Fid. & Guar. Co. v. Ellett Bros., Inc., No. CA-00-3691-3 (D.S.C. Feb. 11 & Mar. 6, 2003). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.