Appellants appeal the district court’s orders entering declaratory judgment for the insurer and denying the insureds’ motion for reconsideration. We previously granted Appellants’ unopposed motion to proceed without oral argument. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. See Northfield Ins. Co. v. Evian Horizontal Prop. Regime, No. CA-01-883-9-23 (D.S.C. Aug. 28 & Sept. 23, 2002).

AFFIRMED.