Brenda P. Lowder appeals the district court’s order denying relief on her claim seeking disability benefits from a plan governed by the Employee Retirement Income Security Act. We have reviewed the record and the district court’s opinion and find no reversible error. Accordingly, we affirm on the reasoning of the district court. See Lowder v. Hartford Life & Accident Ins. Co., No. CA-02-1355-4-23 (D.S.C. Mar. 24, 2004). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED