Theresa M. Chittum and Kenneth E. Chittum appeal the district court’s order granting summary judgment to Defendant and dismissing their civil action. We have reviewed the record and find no reversible error. Accordingly, we affirm on the reasoning of the district court. See Chittum v. State Auto Ins. Cos., No. CA-04-896-1 (S.D.W.Va. Apr. 20, 2005). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED