UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 05-1907

DREAMA GOUGE, d/b/a Lifestyle Furniture, Incorporated,

Plaintiff - Appellant,

versus

PENN AMERICA INSURANCE COMPANY,

Defendant - Appellee.

Appeal from the United States District Court for the Southern District of West Virginia, at Charleston. John T. Copenhaver, Jr., District Judge. (CA-04-1083-2)

Submitted: January 19, 2006 Decided: January 24, 2006

Before WILKINSON, TRAXLER, and SHEDD, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Dreama Gouge, Appellant Pro Se. Ancil Glenn Ramey, Angela D. Herdman, STEPTOE & JOHNSON, Charleston, West Virginia; Anders W. Lindberg, STEPTOE & JOHNSON, Huntington, West Virginia, for Appellee.

Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c). PER CURIAM:

Dreama Gouge appeals the district court’s order

dismissing her civil action. We have reviewed the record and find

no reversible error. Accordingly, we affirm for the reasons stated

by the district court. See Gouge v. Penn America Ins. Co., No.

CA-04-1083-2 (S.D.W. Va. July 12, 2005). We dispense with oral

argument because the facts and legal contentions are adequately

presented in the materials before the court and argument would not

aid the decisional process.

AFFIRMED

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