Lon and Minny Frank appeal the district court’s order dismissing with prejudice their civil action for constructive fraud, fraud, and fraudulent concealment. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Frank v. Branch Banking & Trust Co., No. 1:05-cv-01292-AMD (D.Md. Jan. 19, 2006). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.