Kenneth D. Liggins appeals the district court’s order accepting the recommendation of the magistrate judge to deny his motion for default judgment and granting the Defendants’ motion to dismiss his civil complaint. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. See Liggins v. Bank of Clarke County, No. 1:05-cv-01397-TSE (E.D.Va. filed Jan. 31, 2006; entered Feb. 2, 2006). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.