James V. Lowery appeals the magistrate judge’s order affirming the Commissioner’s denial of disability insurance benefits. * We must uphold the decision to deny bene *961 fits if the decision is supported by substantial evidence and the correct law was applied. See 42 U.S.C. § 405(g) (2000); Craig v. Chater, 76 F.3d 585, 589 (4th Cir. 1996). We have thoroughly reviewed the materials submitted in the joint appendix and the parties’ briefs and find no reversible error. Accordingly, we affirm. See Lowery v. Barnhart, No. 1:05-cv-03424-BPG (D.Md. Sept. 11, 2006). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.