Tanya and Donna Jones appeal the district court’s order dismissing their civil complaint. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Jones v. EMC Mortgage Co., Inc., No. 8:06-cv-03038 (D.Md. Feb. 5, 2007). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.