Harriett Millard appeals the district court’s order denying relief on her civil action. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Millard v. Household Finance Corp., No. 1:07-cv-00497-JFM (D.Md. July 16, 2007). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.