UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 11-2011

MICHAEL E. KENNEDY,

Plaintiff - Appellant,

v.

LENDMARK FINANCIAL SERVICES, INC.,

Defendant - Appellee.

Appeal from the United States District Court for the District of Maryland, at Baltimore. Richard D. Bennett, District Judge. (1:10-cv-02667-RDB)

Submitted: December 15, 2011 Decided: December 19, 2011

Before GREGORY, SHEDD, and DAVIS, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Michael Edward Kennedy, Appellant Pro Se. Brian L. Moffet, Michael Vincent Ziccardi, GORDON, FEINBLATT, ROTHMAN, HOFFBERGER & HOLLANDER, Baltimore, Maryland, for Appellee.

Unpublished opinions are not binding precedent in this circuit. PER CURIAM:

Michael Edward Kennedy appeals the district court’s

order granting Lendmark Financial Services, Inc.’s motion to

dismiss Kennedy’s action alleging violations of the federal Fair

Debt Collection Practices Act,

-1692p (2006),

the Maryland Fair Debt Collection Practices Act,

et seq.;

et

seq. (LexisNexis 2005 & Supp. 2010), and Maryland common law.

We have reviewed the record and find no reversible error.

Accordingly, we affirm for the reasons stated by the district

court. Kennedy v. Lendmark Fin. Servs., Inc., No. 1:10-cv-

02667-RDB (D. Md. Sept. 15, 2011). We dispense with oral

argument because the facts and legal contentions are adequately

presented in the materials before the court and argument would

not aid the decisional process.

AFFIRMED

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