UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 11-1801

TERRI HAILEY, Grantor for the Estate of Jerry Scott Hailey and Terri Hailey,

Plaintiff - Appellant,

and

JERRY SCOTT HAILEY, Grantor for the Estate of Jerry Scott Hailey and Terri Hailey,

Appellant,

v.

BANK OF AMERICA, N.A.; RECONTRUST COMPANY, N.A.; ALG TRUSTEE, LLC,

Defendants - Appellees.

Appeal from the United States District Court for the Eastern District of Virginia, at Richmond. Henry E. Hudson, District Judge. (3:11-cv-00269-HEH)

Submitted: November 17, 2011 Decided: November 22, 2011

Before KING, DAVIS, and WYNN, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Terri Hailey and Jerry Scott Hailey, Appellants Pro Se. Jontille Dionne Ray, Seth Abram Schaeffer, MCGUIREWOODS, LLP, Richmond, Virginia; Jacob Scott Woody, MCGUIREWOODS, LLP, Charlottesville, Virginia, for Appellees.

Unpublished opinions are not binding precedent in this circuit.

2 PER CURIAM:

Terri Hailey and Jerry Scott Hailey appeal the

district court’s order dismissing the claim filed under the

Truth and Lending Act and remanding the remaining claims to

state court. We have reviewed the record and find no reversible

error. Accordingly, we affirm for the reasons stated by the

district court. Hailey v. Bank of Am., N.A., No. 3:11-cv-00269-

HEH (E.D. Va. July 1, 2011). We dispense with oral argument

because the facts and legal contentions are adequately presented

in the materials before the court and argument would not aid the

decisional process.

AFFIRMED

3