Affirmed by unpublished PER CURIAM opinion.

Unpublished opinions are not binding precedent in this circuit.

Brent J. Griffith appeals the district court’s order granting the Defendant’s Fed.R.Civ.P. 12(b)(6) motion. On appeal, Griffith raises the issues of whether “South Carolina law imposes a duty on insurers to pay legal interest on covered claims under a homeowners insurance policy irrespective of whether an insured has obtained a judgment against the insurer on a breach of contract or duty related to the claim” and whether such interest is paid from the date of loss. We affirm.

“We review de novo a district court’s decision to dismiss for failure to state a claim, assuming all well-pleaded, noncon-clusory factual allegations in the complaint to be true.” Aziz v. Alcolac, Inc., 658 F.3d 388, 391 (4th Cir. 2011). A Rule 12(b)(6) motion challenges the legal sufficiency of the complaint. Francis v. Giacomelli, 588 F.3d 186, 192 (4th Cir. 2009). To survive a Rule 12(b)(6) motion, the complaint must “ ‘state a claim to relief that is plausible on its face.’ ” Ashcroft v. Iqbal, 556 U.S. 662, *249 678, 129 S.Ct. 1937, 173 L.Ed.2d 868 (2009) (quoting Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007)).

We have reviewed the record and conclude that the district court did not err in granting the Defendant’s motion to dismiss the complaint. Accordingly, we affirm for the reasons stated by the district court. See Griffith v. State Farm Fire & Cas. Co., No. 2:12-cv-00239-DCN, 2012 WL 2048200 (D.S.C. June 7, 2012). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process.

AFFIRMED.