UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 13-2115

FLAUBERT MBONGO; CHARLOTTE J. DIKONGUE,

Plaintiffs – Appellants,

v.

JP MORGAN CHASE BANK, N.A.; WELLS FARGO BANK, N.A.,

Defendants - Appellees.

Appeal from the United States District Court for the District of Maryland, at Greenbelt. Peter J. Messitte, Senior District Judge. (8:12-cv-00872-PJM)

Submitted: January 23, 2014 Decided: January 27, 2014

Before WILKINSON and DIAZ, Circuit Judges, and HAMILTON, Senior Circuit Judge.

Affirmed by unpublished per curiam opinion.

Flaubert Mbongo, Charlotte J. Dikongue, Appellants Pro Se. John Sears Simcox, SIMCOX & BARCLAY, Annapolis, Maryland, for Appellees.

Unpublished opinions are not binding precedent in this circuit. PER CURIAM:

Flaubert Mbongo and Charlotte Dikongue appeal the

district court’s order granting summary judgment to the

Defendants in their civil action related to a mortgage

modification plan under the federal Home Affordable Modification

Program (HAMP). We have reviewed the record and find no

reversible error. Accordingly, we affirm for the reasons stated

by the district court. Mbongo v. JP Morgan Chase Bank, N.A.,

No. 8:12-cv-00872-PJM (D. Md. Aug. 9, 2013). We dispense with

oral argument because the facts and legal contentions are

adequately presented in the materials before this court and

argument would not aid the decisional process.

AFFIRMED

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