UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 16-1766

MICHAEL MUNOZ,

Plaintiff - Appellant,

v.

SUNTRUST BANK,

Defendant - Appellee.

Appeal from the United States District Court for the Western District of North Carolina, at Statesville. Richard L. Voorhees, District Judge. (5:15-cv-00119-RLV-DCK)

Submitted: January 20, 2017 Decided: January 26, 2017

Before AGEE, WYNN, and HARRIS, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Michael Munoz, Appellant Pro Se. Matthew William Krueger-Andes, Robert R. Marcus, SMITH MOORE LEATHERWOOD LLP, Charlotte, North Carolina, for Appellee.

Unpublished opinions are not binding precedent in this circuit. PER CURIAM:

Michael Munoz appeals the district court’s order granting

SunTrust Bank’s motion to dismiss and dismissing Munoz’s civil

action for lack of prudential standing. We have reviewed the

record and find no reversible error. Accordingly, we affirm for

the reasons stated by the district court. Munoz v. SunTrust

Bank, No. 5:15-cv-00119-RLV-DCK (W.D.N.C. June 3, 2016). We

dispense with oral argument because the facts and legal

contentions are adequately presented in the materials before

this court and argument would not aid the decisional process.

AFFIRMED

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