USCA4 Appeal: 23-1148 Doc: 61 Filed: 04/02/2025 Pg: 1 of 2

FILED: April 2, 2025

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT ___________________ No. 23-1148 (L) ___________________ STUDCO BUILDING SYSTEMS US, LLC, Plaintiff – Appellee, v. 1ST ADVANTAGE FEDERAL CREDIT UNION, Defendant – Appellant.

------------------------------ THE CLEARING HOUSE ASSOCIATION, LLC; NACHA; THE VIRGINIA CREDIT UNION LEAGUE; THE NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS; THE CREDIT UNION NATIONAL ASSOCIATION, Amici Supporting Appellant.

___________________ ORDER ___________________ The court amends its opinion filed March 26, 2025, as follows: USCA4 Appeal: 23-1148 Doc: 61 Filed: 04/02/2025 Pg: 2 of 2

Throughout the concurring opinion, brackets surrounding record citations have been deleted.

For the Court – By Direction /s/ Nwamaka Anowi, Clerk