USCA4 Appeal: 25-1115 Doc: 10 Filed: 06/16/2025 Pg: 1 of 2

UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 25-1115

AMANDA JOHNSON, Plaintiff - Appellant, v. NAVY FEDERAL CREDIT UNION, Defendant - Appellee.

Appeal from the United States District Court for the Eastern District of Virginia, at Alexandria. Claude M. Hilton, Senior District Judge. (1:24-cv-00396-CMH-WEF)

Submitted: June 12, 2025 Decided: June 16, 2025

Before HARRIS and HEYTENS, Circuit Judges, and FLOYD, Senior Circuit Judge.

Affirmed by unpublished per curiam opinion.

Amanda Johnson, Appellant Pro Se. Edward Lee Isler, Micah Ephram Ticatch, ISLERDARE PC, Vienna, Virginia, for Appellee.

Unpublished opinions are not binding precedent in this circuit.

USCA4 Appeal: 25-1115 Doc: 10 Filed: 06/16/2025 Pg: 2 of 2

PER CURIAM: Amanda Johnson appeals the district court’s order dismissing her claim under the Equal Credit Opportunity Act, 15 U.S.C. § 1691 for failure to state a claim and dismissing her claim under 15 U.S.C. § 1693h as barred by the statute’s one year statute of limitations.

We have reviewed the record and find no reversible error. Accordingly, we affirm the district court’s order. Johnson v. Navy Fed. Credit Union, No. 1:24-cv-00396-CMH-WEF (E.D. Va. Jan. 30, 2025). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process.

AFFIRMED