UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT

____________________

No. 97-31310 _____________________

RUSTON A. ZELLER; THERESA ZELLER,

Plaintiffs-Appellants,

versus

UNUM LIFE INSURANCE COMPANY,

Defendant-Appellee.

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Appeal from the United States District Court for the Eastern District of Louisiana (96-CV-3514-C) _________________________________

October 7, 1998

Before REYNALDO G. GARZA, JONES and DeMOSS, Circuit Judges.

PER CURIAM:1

The court has considered appellants’ position in light of

the briefs and pertinent portions of the record. Having done so,

we find no reversible error of fact or law and affirm for

essentially the reasons stated by the district court.

1 Pursuant to Local Rule 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in Local Rule 47.5.4.