IN THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT

_____________________

No. 99-60038 _____________________

THOMAS RHODEN; SHARON RHODEN,

Plaintiffs-Appellants,

v.

STATE FARM FIRE AND CASUALTY INSURANCE COMPANY,

Defendant-Appellee.

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Appeal from the United States District Court for the Southern District of Mississippi (3:98-CV-212-BN) _________________________________________________________________

November 2, 1999

Before KING, Chief Judge, and REYNALDO G. GARZA and EMILIO M. GARZA, Circuit Judges.

PER CURIAM:*

The judgment of the district court is affirmed for

essentially the reasons given by the district court in its

Opinion and Order entered December 22, 1998.

AFFIRMED.

* Pursuant to 5TH CIR. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4.