UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT

_______________________

No. 00-60070 _______________________

CONTINENTAL GENERAL INSURANCE COMPANY,

Plaintiff,

MARY ANN ADAMS,

Defendant-Appellant,

versus

WOOLF ESTATE, Estate of Mary Ann Woolf,

Defendant-Appellee,

ANDREA JUPE FRANKLIN,

Intervenor Defendant-Appellee.

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Appeal from the United States District Court for the Southern District of Mississippi Civil Docket #4:98-CV-94-LN _________________________________________________________________

November 9, 2000

Before GOODWIN*, GARWOOD, and JONES, Circuit Judges.

PER CURIAM:*

* Circuit Judge of the Ninth Circuit, sitting by designation. * Pursuant to 5TH CIR. R. 47.5, the Court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4. After hearing oral argument in this case and studying the

briefs and pertinent portions of the record, we are persuaded that

the district court’s thorough and painstaking opinion contains

neither clear factual error nor any error of law. The judgment is

AFFIRMED essentially for the reasons stated by the district court.

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