Marks v. State Farm Fire
Marks v. State Farm Fire
Opinion
IN THE UNITED STATES COURT OF APPEALS
FOR THE FIFTH CIRCUIT
No. 00-11009 (Summary Calender)
JACQUELINE MARKS, Individually and a/n/f/ of Jaquia Monique Marks, a Minor,
Plaintiff-Appellant,
v.
STATE FARM FIRE AND CASUALTY COMPANY,
Defendant-Appellee.
Appeal from the United States District Court for the Northern District of Texas (3:99-CV-491-T)
March 28, 2001
Before HIGGINBOTHAM, WIENER, and BARKSDALE, Circuit Judges.
PER CURIAM:*
In this insurance coverage dispute arising from injuries
sustained during an automobile collision in Arlington, Texas,
Plaintiff-Appellant Jacqueline Marks, on behalf of her minor
daughter, Jaquia Marks, appeals the district court’s grant of the
* Pursuant to 5TH Cir. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5th Cir. Rule 47.5.4.
1 motion of Defendant-Appellee State Farm Fire and Casualty Company
(“State Farm”) for summary judgment and denial of her cross-motion
for summary judgment. Marks contends that the district court erred
in concluding that (1) Illinois law, and not Texas law, is
applicable in this dispute, and (2) under Illinois law, State Farm
is not liable for its refusal to provide underinsured motorist
coverage for those injuries sustained by her daughter above that
provided by the insurer of the party at fault in the accident.
Having carefully and fully considered the record and the
arguments and briefs of counsel as well as the thorough and well-
reasoned opinion of the district court, we conclude that (1)
Plaintiff-Appellant’s argument that Article 21.42 of the Texas
Insurance Code requires that Texas law be applied here is
contravened by substantial authority to the contrary, (2) all
factors considered by Texas in resolving choice of law questions
either favor Illinois law or are neutral, and (3) under Illinois
law, State Farm is not liable —— either for breach of contract or
for any breach of its duty of good faith and fair dealing ——
because of its refusal to provide underinsured motorist coverage to
Marks by virtue of the pertinent provision of the insurance
contract between the parties. Consequently, summary judgment was
properly granted to State Farm and denied to Marks. We therefore
affirm the judgment of the district court largely for the reasons
set forth in its comprehensive opinion.
AFFIRMED.
2 3
Reference
- Status
- Unpublished