UNITED STATES COURT OF APPEALS FIFTH CIRCUIT ____________ No. 00-41016 ____________

In the Matter of: SYLVIA E MARKS,

Debtor,

ANTOINETTE HARDY

Appellant, versus

GENERAL MOTORS ACCEPTANCE CORPORATION,

Appellee.

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In The Matter Of: ANTOINETTE HARDY,

Debtor,

ANTOINETTE HARDY,

Appellant,

versus GENERAL MOTORS ACCEPTANCE CORPORATION,

Appellee.

Appeal from the United States District Court For the Eastern District of Texas U.S.D.C. No. 1:00-CV-31 August 13, 2001 Before EMILIO M. GARZA, PARKER, and DENNIS, Circuit Judges.

PER CURIAM:* AFFIRMED. See In re Smithwick, 121 F.3d 211 (5th Cir. 1997).

* Pursuant to 5TH CIR. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4.

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