United States Court of Appeals Fifth Circuit F I L E D IN THE UNITED STATES COURT OF APPEALS June 20, 2003 FOR THE FIFTH CIRCUIT _____________________ Charles R. Fulbruge III Clerk No. 02-60711 _____________________ NATHANIEL HENLEY; EMMA MOORE; FRANKIE MOORE, Plaintiffs-Appellants, versus PIONEER CREDIT COMPANY; ET AL, Defendants, PIONEER CREDIT COMPANY; ROBIN L. PENNINGTON, in her individual capacity; FREDA WEEKS, in her individual capacity; AMERICAN RELIABLE INSURANCE COMPANY; VOYAGER LIFE INSURANCE COMPANY, Defendants-Appellees _____________________ No. 02-60809 _____________________ NATHANIEL HENLEY; EMMA MOORE; FRANKIE MOORE, Plaintiffs-Appellants, versus PIONEER CREDIT COMPANY; ET AL, Defendants AMERICAN RELIABLE INSURANCE COMPANY; VOYAGER LIFE INSURANCE COMPANY Defendants-Appellees. _________________________________________________________________ Appeals from the United States District Court for the Northern District of Mississippi USDC Nos. 1:01-CV-349-DD and 1:01-CV-453-DD _________________________________________________________________ Before JOLLY, HIGGINBOTHAM, and DAVIS, Circuit Judges.

PER CURIAM:* Nathaniel Henley, Emma Moore, and Frankie Lee Moore appeal the district court’s order compelling arbitration of their claims against Pioneer Credit Company and the district court’s grant of summary judgment on the merits in favor of American Reliable Life Insurance Company and Voyager Life Insurance Company. For the essentially the reasons given by the district court, the judgment of the district court is AFFIRMED.

* Pursuant to 5TH CIR. R. 47.5, the Court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4.