Sailer v. State Farm Lloyds
Sailer v. State Farm Lloyds
Opinion
John and Marilyn Sailer appeal from the district court’s ruling on summary judgment that their Texas homeowner’s policy does not provide coverage for mold damage to their dwelling that arises from an accidental discharge of water. The Sailers argue that the mold exclusion found in their policy is not applicable because of an “exclusion repeal” provision. They rely on the Texas Supreme Court’s decision in Balandran v. Safeco Ins. Co. of Am., 972 S.W.2d 738 (Tex. 1998). We have previously addressed this identical issue, concluding that Balandrán is inapplicable and that mold damage to the dwelling is not covered under the policy language at issue here. See Carrizales v. State Farm Lloyds, 518 F.3d 343, 345-48 (5th Cir. 2008). The Sailers’ arguments are thus foreclosed by our precedent.
AFFIRMED.
Pursuant to 5th Cir. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5th Cir. R. 47.5.4.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.