Collins v. Westlake Financial Svc

Case: 25-50340 Document: 44-1 Page: 1 Date Filed: 01/12/2026

United States Court of Appeals for the Fifth Circuit United States Court of Appeals Fifth Circuit ____________

FILED January 12, 2026 No. 25-50340

Summary Calendar Lyle W. Cayce ____________ Clerk Jodie Collins,

Plaintiff—Appellant, versus

Westlake Financial Services,

Defendant—Appellee. ______________________________

Appeal from the United States District Court for the Western District of Texas USDC No. 5:25-CV-21 ______________________________

Before Higginbotham, Engelhardt, and Ramirez, Circuit Judges.

Per Curiam: *

Jodie Collins, proceeding pro se, appeals the district court’s dismissal of his civil action and the denial of his motion to vacate. Although pro se filings are afforded liberal construction, even pro se litigants must brief arguments in order to preserve them. Yohey v. Collins, 985 F.2d 222, 225 (5th Cir. 1993). Collins’s only argument on the merits is that he satisfied his Case: 25-50340 Document: 44-1 Page: 2 Date Filed: 01/12/2026

No. 25-50340 payment obligation under the credit agreement through the submission of the self-authored negotiable instrument. This argument is frivolous. See Tex. Bus. & Com. Code § 3.104(a).

In light of the foregoing, the judgment of the district court is AFFIRMED.